The increasing popularity of Buy Now Pay Later’s (BNPL) has seen many new BNPL businesses join the booming Australian market. To get you up to speed, here’s a quick breakdown of how Pay It Later is different and how it works. Keep reading to find out all the benefits of joining Pay It Later! 

What is Pay It Later?

Pay It Later is a Buy Now Pay Later service, allow Shoppers to purchase products and pay them off over four weekly instalments. We are proudly partnered with Australian small and medium-sized enterprises offering a range of products and services across multiple categories. 

How does Pay It Later work for Shoppers?

Shoppers can sign up on either our homepage or selecting Pay It Later as your payment method with our Merchants! Simply checkout with your favourite Merchant and select us on the payment screen. You will then be lead through our seamless signup process.  

When you place an order, you pay for your first instalment immediately. We will deduct the rest of your instalments on the same day weekly. You can also pay for your instalments earlier if you wish by selecting the “pay now” button next to your outstanding instalments.  

Once your first order is completed you will be able to have two orders operating at the same time. If you need any help along your journey with us, our helpdesk is always open to assist with any enquiries. 

How does Pay It Later work for Merchants?

Merchants are able to sign up either on our homepage or on our Merchant webpage. Our signup process is quick and easy, allowing you to be operational within 24 hours once your application has been approved.  

No tech experience? No worries! 

Our plugin is easy to install, plus we offer hands-on tech support to all our Merchant to make sure you’re up and running in no time! 

Once you receive your first order, payment will be made to you seven business days later whilst the shopper pays their order off in four weekly instalments! 

If you have any questions or need any support during your time, please feel free to reach out to our helpdesk

Have we piqued your interest yet? Here are the benefits of joining our platform: 

Benefits for Shoppers

  • $1,000 spending limit
  • Order is paid off in four weekly instalments
  • Only a maximum of $60 worth of late fees
  • No establishment fee
  • Payments are interest-free!
  • Shoppers are offered exclusive deals from our Merchants

Benefits for Merchants

  • Under 24 hour approval
  • No joining fees and easy to install
  • Fixed and variable rates with no additional fees!
  • Hands-on tech support
  • Marketing to our database of eager Shoppers!

With zero joining fees for Merchants or Shoppers, why not give us a go! Join the PIL family today!

What is Pay It Later?