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Get $1,000*

Purchase Limit

Register today to instantly get your $1,000 purchase limit to spend on whatever you want. Get shopping today!
*Maximum spending limit

Buy with Pay It Later

With Pay It Later, you can make purchases at your favourite online retailers and pay off the purchase overtime automatically.

We’ve completely integrated with online stores to make on-the-spot purchase approvals with no long forms.

Pay it Later in 4 Instalments

Choose Pay It Later when completing checkout and we’ll finalise the order and set up a plan of 4 payments over the next 4 weeks to pay off your purchase. 

Never Pay Any Interest

If we are able to process your payments on time, or you sign in to PayItLater and make repayments early, no fees will ever be applied to your account.

Instant Signup

Sign up in seconds, all you need is your email, phone and licence, medicare card or passport

Won't Affect Credit Score

Unlike many of our competitors, we have an internal checking system that doesn’t affect traditional credit scores.

Register and Shop

Once registered, you can shop online with 100’s of merchants with just your username and password

No Interest. Ever.

Have confidence that you can shop today and never worry about paying more than you agreed.

Manage Your Budget

Space out re-payments to buy what you want now and pay back slowly & predictably over time.

Simple and Secure

Our process is simple, safe and secure. You can be sure that your precious information is safe with us.

Online / Offline

Shop online with your user/password or in-store with the Pay It Later mobile application.

Live Customer Support

Have a problem? We are right here to help when you need it, contact us via email or phone.

Weekly Payment Plan

Simple weekly payments ensure your pay back your purchase faster and ready to make another purchase sooner.

Get Shopping Today

Unlike a traditional bank application, we are able to process your registration in seconds (not weeks). Buy what you want today and pay it back slowly over time.

Why wait?

"I cant live without this"

This would be perfect for me I really hope you can help me as it would help me with birthday’s, Christmas and other things that I need. Thanks for your approval – Tyrine Boome

Ready To Get Started?